TERMS & CONDITIONS (TERMS OF USE)

Page Title: Terms & Conditions

Last updated: [DATE]

Welcome to [SITE NAME] (the “Site”). By accessing or using this Site, you agree to be bound by these Terms & Conditions (the “Terms”). If you do not agree with any part of these Terms, please do not use this Site.

Throughout these Terms, the words “we,” “us,” and “our” refer to [SITE NAME], and “you” refers to the user or viewer of this Site.


1. Use of This Site

The content on [SITE NAME] is provided for general information, education, and marketing purposes only. You agree to use the Site only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else’s use and enjoyment of the Site.

You agree not to:

  • Use this Site in any manner which could damage, disable, overburden, or impair the Site
  • Attempt to gain unauthorized access to any part of the Site, other accounts, computer systems, or networks connected to the Site
  • Use the Site to transmit or upload any harmful code, viruses, malware, or unsolicited communications

We reserve the right to terminate or restrict your access to the Site at our sole discretion, without notice, for conduct that we believe violates these Terms or is harmful to other users or us.


2. No Professional Advice

All information provided on this Site is for educational and informational purposes only. Nothing on this Site should be construed as:

  • Financial advice
  • Legal advice
  • Tax advice
  • Professional business advice

You are solely responsible for any decisions you make based on the information on this Site. Always consult with a qualified professional before making financial, legal, or business decisions.


3. Affiliate Relationships & Compensation

Some links on this Site are affiliate links. This means that if you click on a link and purchase a product, we may receive an affiliate commission at no additional cost to you.

In particular, we promote Newbie Success Formula™ and related products. We may receive compensation when you purchase through links on this Site.

We only promote products and services we believe can provide value. However, you should always do your own due diligence before purchasing any product or service.

More details are provided in our Disclaimer page.


4. Earnings & Results Disclaimer

We make no guarantees as to your earnings or results using our content, tools, training, or any products we promote (including Newbie Success Formula™).

Your results depend on many factors, including but not limited to:

  • Your experience
  • Your skills
  • Your level of effort
  • Market conditions

Past performance is not indicative of future results. You may make more, less, or no money at all.

Please read our Disclaimer page for more information.


5. Intellectual Property

Unless otherwise stated, all content on this Site—including text, graphics, logos, images, videos, and downloadable materials—is the intellectual property of [SITE NAME] or used with permission.

You may not:

  • Reproduce, distribute, modify, or republish any content from this Site without prior written consent
  • Use our content for commercial purposes without permission

You may:

  • Print or download content for your personal, non-commercial use, provided you keep all copyright and proprietary notices intact.

6. Third-Party Products, Services, and Links

This Site may contain links to third-party websites and services, including but not limited to:

  • Product sales pages
  • Affiliate platforms
  • Other training and resources

These third-party sites are not under our control. We are not responsible for:

  • The content of any linked site
  • Any changes or updates to such sites
  • Any loss or damage arising from your use of third-party sites

You access third-party websites at your own risk and subject to their own terms and privacy policies.


7. No Warranties

The Site is provided on an “as is” and “as available” basis. To the fullest extent permitted by law, we make no representations or warranties of any kind, express or implied, regarding:

  • The accuracy, completeness, or reliability of the content
  • The availability or operation of the Site
  • The suitability of the content for any particular purpose

We do not warrant that:

  • The Site will be uninterrupted, secure, or error-free
  • Defects will be corrected
  • The Site or its server are free of viruses or harmful components

8. Limitation of Liability

To the maximum extent permitted by law, [SITE NAME], its owners, employees, and affiliates shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from:

  • Your use of or inability to use the Site
  • Any errors or omissions in the content
  • Any actions you take or decisions you make based on information on this Site
  • Any third-party websites or products linked to or from this Site

This limitation applies even if we have been advised of the possibility of such damages.


9. Indemnification

You agree to indemnify, defend, and hold harmless [SITE NAME], its owners, employees, partners, and affiliates from any and all claims, liabilities, damages, losses, and expenses (including legal fees) arising out of:

  • Your use of the Site
  • Your violation of these Terms
  • Your violation of any rights of a third party

10. Changes to These Terms

We may update these Terms from time to time. Any changes will be posted on this page with an updated “Last Updated” date.

By continuing to use the Site after changes are posted, you accept and agree to the updated Terms.


11. Governing Law

These Terms are governed by and construed in accordance with the laws of [YOUR COUNTRY / STATE], without regard to its conflict of law principles.


12. Contact Us

If you have any questions about these Terms, please contact:

  • Email: [CONTACT EMAIL]
  • Website: [SITE URL]